Double Orphan Pension (DOP)
|
Base Rate per fortnight
| $ 57.20
|
No income or assets test.
Basic Rates
Single Parent per fortnight *
| $ 641.50
|
* Includes pension supplement.
Partnered Parent per fortnight
| $ 439.40
|
Illness Separated/in care per fortnight
| $ 526.60
|
Assets Test
See Chart A or B.
Income Test
Single Parents (with child under 8)
Full pension Income Threshold pf
| $ 174.60
|
Part pension Income Cut-off pf
| $ 1,778.35
|
Additional income per child
| $ 24.60
|
Reduction Rate each $ over threshold
| 0.40
|
Partner is not a Pensioner (with child under 6)
Income Threshold 1 per fortnight
| $ 62.00
|
Income Threshold 2 per fortnight
| $ 250.00
|
Reduction Rate between Thresholds
| 0.50
|
Reduction Rate Over Threshold 2
| 0.60
|
Partner Income Threshold
| $ 826
|
Reduction Rate Over Partner Threshold
| 0.60
|
Partner Income Cut-off
| $ 1,558.33
|
Combined Income Cut-off
| $ 1,651.67
|
Partner is a Pensioner (with child under 6)
Income Threshold 1 per fortnight
| $ 124.00
|
Income Threshold 2 per fortnight
| $ 500.00
|
Reduction Rate between Thresholds
| 0.25
|
Reduction Rate Over Threshold 2
| 0.30
|
Combined Income Cut-off
| $ 1,651.34
|
Basic Rates
Single Pension per fortnight
| $ 689.00
|
Couple Pension per fortnight (each)
| $ 519.40
|
Pension Supplement is additional. Prior to 20 Sep 2009 Pharmaceutical Allowance was included.
Rent Assistance
See Chart F.
Income Test
See Chart C. No test for permanently blind.
Work Bonus
As from 1 July 2010 a Work Bonus allows half of any fortnightly employment income to be ignored from the income test up to an income threshold.
Work Bonus income threshold pf
| $ 250
|
As from 1 July 2011 a Work Bonus excludes all income up to threshold from income test and allows for unused thresholds up to Work Bonus Balance.
Work Bonus Balance threshold
| $ 6,500
|
Assets Test
Homeowners see Chart A. Non-homeowners see Chart B. No test for permanently blind.
Age Eligibility
Male
Born before 1 Jul 1952
| 65.0
|
Born 1 Jul 1952 - 31 Dec 1953
| 65.5
|
Born 1 Jan 1954 - 30 Jun 1955
| 66.0
|
Born 1 Jul 1955 - 31 Dec 1956
| 66.5
|
Born 1 Jan 1957 onwards
| 67.0
|
Female
Born before 1 Jul 1935
| 60.0
|
Born 1 Jul 1935 - 31 Dec 1936
| 60.5
|
Born 1 Jan 1937 - 30 Jun 1938
| 61.0
|
Born 1 Jul 1938 - 31 Dec 1939
| 61.5
|
Born 1 Jan 1940 - 30 Jun 1941
| 62.0
|
Born 1 Jul 1941 - 31 Dec 1942
| 62.5
|
Born 1 Jan 1943 - 30 Jun 1944
| 63.0
|
Born 1 Jul 1944 - 31 Dec 1945
| 63.5
|
Born 1 Jan 1946 - 30 Jun 1947
| 64.0
|
Born 1 Jul 1947 - 31 Dec 1948
| 64.5
|
Born 1 Jan 1949 - 30 Jun 1952
| 65.0
|
Born 1 Jul 1952 - 31 Dec 1953
| 65.5
|
Born 1 Jan 1954 - 30 Jun 1955
| 66.0
|
Born 1 Jul 1955 - 31 Dec 1956
| 66.5
|
Born 1 Jan 1957 onwards
| 67.0
|
Basic Rates
Tax free amount paid if Age Pension is deferred. Closed to new entrants who did not qualify for Age Pension before 20 September 2009.
Single
1 Year Deferred
| $ 1,735.00
|
2 Years Deferred
| $ 6,940.00
|
3 Years Deferred
| $ 15,615.00
|
4 Years Deferred
| $ 27,759.90
|
5 Years Deferred
| $ 43,374.90
|
Couple (each)
1 Year Deferred
| $ 1,311.90
|
2 Years Deferred
| $ 5,247.80
|
3 Years Deferred
| $ 11,807.50
|
4 Years Deferred
| $ 20,991.00
|
5 Years Deferred
| $ 32,798.50
|
Disability Support Pension (DSP)
|
Basic Rates
Aged 21 and Over
See Age Pension rates.
Single aged under 18
At home Rate per fortnight
| $ 334.40
|
Independent Rate per fortnight
| $ 516.70
|
Single aged 18-20
At home Rate per fortnight
| $ 379.00
|
Independent Rate per fortnight
| $ 516.70
|
Member of a Couple
Aged under 18 Rate per fortnight
| $ 516.70
|
Aged 18-20 Rate per fortnight
| $ 516.70
|
Above rates include Youth Disability Supplement. Pharmaceutical Allowance is paid.
Rent Assistance
See Chart F.
Income Test
See Chart C. No income test for permanently blind.
Assets Test
See Chart A or B. No assets test on basic rate for permanently blind.
Basic Rates
See Newstart Allowance.
Pharmaceutical Allowance is paid.
Rent Assistance
See Newstart Allowance.
Income Test
See Chart D.
Assets Test
See Newstart Allowance.
Basic Rates
Paid or voluntary work 32 hrs every 4 weeks or more.
Rate per fortnight
| $ 86.00
|
Higher Rates
Working or looking for work 15 hrs per week or more.
Rate per fortnight
| $ 120.40
|
Rent Assistance
Not payable.
Income Test
No income test.
Assets Test
No assets test.
Bereavement Allowance (BA)
|
Paid to person whose partner has died. Has no qualifying child for Parenting Payment.
Number of weeks allowance is paid
| 14.00
|
Basic Rates
Single pension rate. See Age Pension.
Rent Assistance
See Chart F.
Income Test
See Chart C.
Assets Test
See Chart A or B.
Since 1 July 1995, no new grants.
Basic Rates
See Age Pension. Pharmaceutical Allowance is paid.
Rent Assistance
See Chart F.
Income Test
See Chart C.
Assets Test
See Chart A or B.
Basic Rates
Since 20 March 1997, no new grants.
Basic Rates
See Age Pension. Pharmaceutical Allowance is paid.
Rent Assistance
See Chart F.
Income Test
See Chart C.
Assets Test
See Chart A or B.
Basic Rates
See Age Pension. Pharmaceutical Allowance is paid.
Rent Assistance
See Chart F.
Income Test
Carer: See Chart C.
Assets Test
Carer: See Chart A or B.
Basic Rates
Payment Rate per fortnight
| $ 114.00
|
Extra per child in care under 16 pa
| $ 1,000
|
May be paid in addition to an income support payment.
Rent Assistance
Not payable.
Income Test
No income test.
Assets Test
No income test.
Basic Rates
Single per fortnight
| $ 402.70
|
Single with children per fortnight
| $ 527.50
|
Partnered per fortnight
| $ 402.70
|
Partnered with children per fortnight
| $ 442.10
|
Special Rate Single per fortnight
| $ 489.10
|
Special Partnered, no children pf
| $ 442.10
|
Pharmaceutical Allowance may be paid.
Rent Assistance
Payable from 1 Jan 2008. See Chart F.
Income Test
See Chart D(a).
Assets Test
See Chart A or B.
Refer to Centrelink for extensive range of rates and allowances.
Pensioner Education Supplement (PES)
|
Basic Rates
At least 50% study load per fortnight
| $ 62.40
|
At least 25% study load per fortnight
| $ 31.20
|
Income and Assets Test
No income or assets test
Assistance for Isolated Children (AIC)
|
Rates
Basic Boarding Allowance pa
| $ 7,398.00
|
Additional Boarding Allowance pa
| $ 1,415.00
|
Second Home Allowance pf
| $ 215.52
|
Distance Education Allowance pa
| $ 3,699.00
|
Pensioner Education Supplement pf
| $ 62.40
|
Rent Assistance
Not payable.
Income Test
No income test on Basic Boarding Allowance, Distance Education Allowance, Second Home Allowance or AIC Pensioner Education Supplement.
Parental Income Threshold
| $ 46,355
|
Assets Test
No assets test.
Basic Rates
Single, No Children
Under 18 at home pf
| $ 220.40
|
Under 18 away from home pf
| $ 402.70
|
18 and over away from home pf
| $ 402.70
|
18 and over at home pf
| $ 265.00
|
Single with Children
Single with children pf
| $ 527.50
|
Principal carer granted exemptions pf
| $ 641.50
|
Partnered
Partnered no children pf
| $ 402.70
|
Partnered with children pf
| $ 442.10
|
Special Rates
Long term income support or migrants 21 or over studying English and commencing fulltime study or apprenticeship.
Single at home pf
| $ 325.30
|
Single away from home pf
| $ 489.10
|
Partnered no children pf
| $ 442.10
|
Work for the Dole participants may be eligible for:
Additional Work for Dole Rate pf
| $ 20.80
|
Pharmaceutical Allowance may be paid.
Fares Assistance
Reimbursement of the cost of the cheapest practicable form of public transport, regardless of the transport used.
Rent Assistance
See Chart F.
Youth Disability Supplement
Under 21 with partial capacity to work. Added to Youth Allowance but cannot exceed over 21 rate for Newstart Allowance.
Youth Disability Supplement up to pf
| $ 114.00
|
Parental Income Test
If not independent, rate is reduced by $1 for every $4 over threshold. After parental test, personal income test applies.
Parental Income Threshold
| $ 46,355
|
Additional Threshold (prior to 1 Jul 2010)
For first child under 16
| $ 0
|
For each additional child under 16
| $ 0
|
For each additional child 16 and over (aged 16-24 in full-time study or apprenticeship, 16-20 seeking employment, or under AIC scheme)
| $ 0
|
For a tertiary student away from home (if there are such children in family)
| $ 0
|
Personal Income Test
See Chart D(a).
Assets Test
If not independent
No payment if family assets exceed
| $ 619,500
|
Independent
If independent, see Chart A or B.
Basic Rates
Single, No Children per fortnight
| $ 486.80
|
Single, with Children per fortnight
| $ 526.60
|
Single, over 60 or over per fortnight
| $ 526.60
|
Partnered per fortnight each
| $ 439.40
|
Single, Principal Carer per fortnight
| $ 641.50
|
Couple, Illness Separated per fortnight
| $ 526.60
|
Pharmaceutical Allowance may be paid.
Rent Assistance
See Chart F.
Income Test
See Chart D.
Assets Test
See Chart A or B.
For people with limited work experience who were finding it hard to get work, and had a partner getting an income support payment.
New grants of Partner Allowance stopped on 20 Sep 2003.
Basic Rates
Maximum Rate per fortnight
| $ 439.40
|
Pharmaceutical Allowance may be paid.
Rent Assistance
See Chart F.
Income Test
See Chart D.
Assets Test
See Chart A or B.
Since 1 July 2005, only granted to women born on or before 1 July 1955.
Basic Rates
See Newstart Allowance rates. Pharmaceutical Allowance may be paid.
Rent Assistance
See Chart F.
Income Test
See Chart D.
Assets Test
See Chart A or B.
CDEP Participant Supplement
|
Community Development Employment Project assistance.
Basic Rates
Participant Supplement per fortnight
| $ 20.80
|
Pharmaceutical Allowance, see relevant allowance or pension.
Rent Assistance
See Chart F.
Income Test
Single Income Cut-off Threshold pf
| $ 1,103
|
Couple Income Cut-off Threshold pf
| $ 1,013
|
Assets Test
See relevant allowance or pension type.
Basic Rates
See Newstart Allowance or Youth Allowance.
Rent Assistance
See Newstart Allowance, Sickness Allowance or Youth Allowance.
Income Test
No income free area, benefit reduced by one dollar for each dollar of income.
Assets Test
See Chart A or B.
Basic Rates
A one-off payment, equal to one week's payment (without add ons) of the person's pension, benefit or allowance.
Concession Cards, Supplements & Allowances
|
Pensioner Concession Card (PCC)
Automatically issued to people receiving one of the following: AP, DVA pension/widows, DSP, WP, CP, PP (single), BA, WBP).
NSA, YA, PP (partnered) park working capacity or single carer.
Over 60 receiving NSA, PA, WA, PP, SA, Spb.
Health Care Card (HCC)
Automatically issued to people who are not qualified for a Pensioner Concession Card and are receiving one of the following: NSA, PA, SA, SpB, WA, YA, MOB, CA.
PP (partnered) and those receiving max FTB Part A.
Pension Supplement
From 20 Sep 2009 combines the value of Telephone Allowance, Utilities Allowance, the GST Supplement and Pharmaceutical Allowance and an additional amount. Payment is fortnightly with other payments/pensions.
Min Single Supplement pf
| $ 32.20
|
Max Single Supplement pf
| $ 59.80
|
Min Partnered Supplement pf (each)
| $ 24.30
|
Max Partnered Supplement pf (each)
| $ 45.10
|
Commonwealth Seniors Health Card (CSHC)
Self funded retirees of age pension age not qualified for Age Pension.
Income Test
Single Taxable Income Limit pa
| $ 50,000
|
Couple Taxable Income Limit pa both
| $ 80,000
|
Ill Sep Taxable Income Limit pa each
| $ 50,000
|
Ill Sep Taxable Income Limit pa both
| $ 100,000
|
Extra Income Limit per child pa
| $ 639.60
|
Assets Test
Not Applicable.
Seniors Supplement
From 20 Sep 2009 replaces Seniors Concession Allowance (SCA) and Telephone (TAL) for CSHC holders.
Single CSHC cardholders per year
| $ 837.20
|
Partnered CSHC cardholders per year
| $ 631.80
|
Paid quarterly - Dec, Mar, Jun and Sep. Non-Taxable.
Seniors Concession Allowance (SCA)
Replaced by Seniors Supplement Quarterly from 20 Sep 2009.
Telephone Allowance (TAL)
For CSHC holders, TAL replaced by Seniors Supplement Quarterly from 20 Sep 2009.
Basic Annual Rate
| $ 100.80
|
or Home Internet Annual Rate
| $ 151.20
|
Paid quarterly - Dec, Mar, Jun and Sep.
Utilities Allowance (UA)
Twice a year payment to people of age pension age in receipt of income support, or receiving MAA, PA or WA.
Pharmaceutical Allowance (PhA)
Pharmaceutical Allowance is automatically paid with most payments.
Single Rate per fortnight
| $ 6.00
|
Couple Rate per fortnight each
| $ 3.00
|
Illness Separated per fortnight each
| $ 6.00
|
Remote Area Allowance (RAA)
|
Basic Rates
Single Rate per fortnight
| $ 18.20
|
Couple Rate per fortnight each
| $ 15.60
|
For each dependent per fortnight
| $ 7.30
|
Chart A - Assets Test limits for Allowances and Full Pensions
|
Some allowances are not paid if assets exceed threshold. Transitional rates also use these thresholds.
Family Situation
| Homeowner
| Non Homeowner
|
Single
| $ 186,750
| $ 321,750
|
Couple
| $ 265,000
| $ 400,000
|
Illness Separated
| $ 265,000
| $ 400,000
|
One Partner Eligible
| $ 265,000
| $ 400,000
|
Payment Reduction
Reduction for every $1000 > threshold
| $ 1.50
|
Chart B - Assets Test limits for Part Pensions
|
For part pension assets must be less than.
Family Situation
| Homeowner
| Non Homeowner
|
Single
| $ 686,000
| $ 821,000
|
Couple
| $ 1,018,000
| $ 1,153,000
|
Illness Separated
| $ 1,263,500
| $ 1,398,500
|
One Partner Eligible
| $ 1,018,000
| $ 1,153,000
|
Transitional
| Homeowner
| Non Homeowner
|
Single
| $ 631,750
| $ 766,750
|
Couple
| $ 983,500
| $ 1,118,500
|
Illness Separated
| $ 1,155,000
| $ 1,290,000
|
One Partner Eligible
| $ 983,500
| $ 1,118,500
|
Transitional Rules only apply for existing pensions that started prior to 20 Sep 2009.
Disability Support Pensioners aged under 21 with no dependents have different thresholds as shown below.
Disability Support
| Homeowner
| Non Homeowner
|
Single-Dependent
16-17 years
| $ 406,000
| $ 541,000
|
18-20 years
| $ 434,750
| $ 569,750
|
Single-Independent
16-20 years
| $ 523,250
| $ 658,250
|
Couple
16-20 years
| $ 934,000
| $ 1,069,000
|
Payment Reduction
Reduction for every $1000 > threshold
| $ 1.50
|
Chart C - Income Test for Pension
|
Family Situation
| For full pension (pf) up to
| For part pension (pf) less than
|
Single
| $ 150.00
| $ 1,647.60
|
Couple (combined)
| $ 264.00
| $ 2,522.00
|
Illness Separated (couple combined)
| $ 264.00
| $ 3,259.20
|
Transitional
Single
| $ 150.00
| $ 1,818.00
|
Couple (combined)
| $ 264.00
| $ 2,958.00
|
Illness Separated (couple combined)
| $ 264.00
| $ 3,600.00
|
Transitional Rules only apply for existing pensions that started prior to 20 Sep 2009.
Reduction Rates
| Single
| Couple
|
Pension payment is reduced for each $ over threshold at the following rates:
Transitional Rules
| 0.40
| 0.20
|
Dependent Children
Additional income for each child
| $ 24.60
|
Pharmaceutical Allowance included in Part Pension Income Cut-off limits.
Chart D(a) - Personal Income Test for Youth Allowance, Austudy, ABSTUDY
|
Student or Apprentice
Full Allowance Income Threshold pf
| $ 236.00
|
Reduction Rate over Threshold
| 0.50
|
Higher Reduction Threshold pf
| $ 316.00
|
Higher Reduction Rate over Threshold
| 0.60
|
Job Seeker
Full Allowance Income Threshold pf
| $ 62.00
|
Reduction Rate over Threshold
| 0.50
|
Higher Reduction Threshold pf
| $ 250.00
|
Higher Reduction Rate over Threshold
| 0.60
|
Chart D - Income Test for NSA, WA, PA, SA, MAA
|
Family Situation
| For full allowance (pf) up to
| For part allowance (pf) less than
|
Single, no children
| $ 62.00
| $ 904.67
|
Single, age >=60
| $ 62.00
| $ 981.00
|
Single, dep. children
| $ 62.00
| $ 971.00
|
Partnered, each
| $ 62.00
| $ 825.67
|
Single, carer of child
| $ 62.00
| $ 1,162.50
|
Fortnightly income between $62 and $250 reduces fortnightly allowance by 50 cents in the dollar.
Fortnightly income above $250 reduces fortnightly allowance by 60 cents in the dollar.
Partner fortnightly income which exceeds the cut-out point reduces fortnightly allowance by 60 cents in the dollar. The cut-out point varies for individuals depending on their circumstances.
Chart E - Taxable/Non-Taxable
|
Taxable
Age Pension
Austudy Payment
ABSTUDY Living Allowance
Bereavement Allowance
Carer Payment (if Age Pension age)
Disability Support Pension (if Age Pension age)
Education Entry Payment
Newstart Allowance
Parenting Payment
Partner Allowance
Sickness Allowance
Special Benefit
Widow Allowance
Widow Pension
Wife Pension (if Age Pension age)
Youth Allowance
DVA Age Pension
DVA Service Pension (if Age Pension age)
DVA Income Support Supplement (if not blind/ permanent incapacity)
Non-Taxable
ABSTUDY Supplementary Benefits
Assistance for Isolated Children Scheme Allowances
Baby Bonus
Carer Allowance
Carer Payment (if under Age Pension age)
Child Care Benefit
Crisis Payment
Disability Support Pension (under Age Pension age)
Disability Wage Supplement (under Age Pension age)
Double Orphan Pension
Employment Entry Allowance
Family Tax Assistance Part A
Family Tax Assistance Part B
Fares Allowance
Large Family Supplement
Living Away From Home Allowance
Maternity Immunisation Allowance
Mobility Allowance
Pension Bonus Scheme
Pension Loans Scheme
Pensioner Education Supplement
Pharmaceutical Allowance
Rehabilitation Allowance
Remote Area Allowance (offsets Zone Tax Rebate)
Rent Assistance
Seniors Supplement
Student Financial Supplement Scheme (no longer available)
Telephone Allowance
Utilities Allowance
Wife Pension (if under Age Pension age)
Youth Disability Allowance
Youth Allowance (if under 16 and a student)
DVA Service Pension (if under Age Pension age)
DVA War Widow Pension
DVA Income Support Supplement (blind/ permanent incapacity)
Chart F - Rent Assistance
|
Rent Assistance for families is usually paid with Family Tax Benefit. Rent assistance payable is 75c for each dollar over minimum rent up to the maximum rent.
Single, no children
Maximum Payment per fortnight
| $ 119.40
|
No Payment if fortnight Rent under
| $ 106.20
|
Max Payment if fortnight Rent over
| $ 265.40
|
Single, no children, sharer
Maximum Payment per fortnight
| $ 79.60
|
No Payment if fortnight Rent under
| $ 106.20
|
Max Payment if fortnight Rent over
| $ 212.33
|
Couple, no children
Maximum Payment per fortnight
| $ 112.60
|
No Payment if fortnight Rent under
| $ 172.80
|
Max Payment if fortnight Rent over
| $ 322.93
|
Couple Illness Separated, no children
Maximum Payment per fortnight
| $ 119.40
|
No Payment if fortnight Rent under
| $ 106.20
|
Max Payment if fortnight Rent over
| $ 265.40
|
Couple Temporary Separated, no children
Maximum Payment per fortnight
| $ 112.60
|
No Payment if fortnight Rent under
| $ 106.20
|
Max Payment if fortnight Rent over
| $ 256.33
|
Deeming assumes financial investments earn a certain rate of income, no matter what income actually earned.
Deeming Rate at or below Threshold %
| 3.00
|
Deeming Rate above Threshold %
| 4.50
|
Single Threshold $
| 44,600.00
|
Pensioner Couple Threshold $
| 74,400.00
|
Allowee Couple Threshold $ (each)
| 37,200.00
|